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Pay Down Loan or Invest

Learn how to analyze whether to pay down a loan or invest extra funds instead.

LPL Financial Form CRS

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The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL or its licensed affiliates. Citizens Bank & Trust Co. and Citizens Investment Services LLC are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Citizens Investment Services LLC and may also be employees of Citizens Bank & Trust Co. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Citizens Bank & Trust Co. or Citizens Investment Services LLC. Securities and insurance offered through LPL or its affiliates are:

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