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4 Things To Do in the 4 Years Before College

These four steps can help you go into the college planning process wisely.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL or its licensed affiliates. Citizens Bank & Trust Co. and Citizens Investment Services LLC are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Citizens Investment Services LLC and may also be employees of Citizens Bank & Trust Co. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Citizens Bank & Trust Co. or Citizens Investment Services LLC. Securities and insurance offered through LPL or its affiliates are:

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